March 16 2025

Credit Card Jane: Is the MLA Credit Card Rule Retroactive?

Credit Card Jane: Is the MLA Credit Card Rule Retroactive?

Meet Jane. Jane opens a credit card before the Military Lending Act (MLA) credit card compliance deadline. She is a covered borrower when she opens the card and remains a covered borrower throughout the card's life. The question is, does the MLA apply to transactions Jane makes on her credit card after October 3? What if Jane requests an increase in her credit limit after Oct. 3? Is the credit card now covered by the MLA? Here are the answers. [8/28/17]

Risk Watch Plus Webinar 8: Complaint Management

Complaints: Why you shouldn’t shun them, but invite them! In this era of exploding complaint volume, this certificated webinar (see instructions in video for how to get your free certificate of completion) takes a look at the risks, evolution, and need for a management strategy to effectively deal with complaints. Before that, we cover what’s hot in compliance, as seen by the editors of Risk InboX. This week’s hot items: 1) HUD cancels Obama era Fair Housing rule; 2) “HMDA” for boards and management; and 3) CFPB has added a new dimension to its complaint database. Click here to watch now.

What is the AffirmX Platform?

Video What makes the patented AffirmX Risk Intel Platform different than anything else out there? Take the next 3 minutes to see what this revolutionary tool can do for your financial institution. Watch Video

About Risk InboX

Each day, teams of subject matter experts and analysts at AffirmX and AdvisX comb through dozens of resources to keep tabs on the latest developments in areas of risk. We share our findings here, along with a brief note about why each item matters.

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