CFPB Crunches More HMDA 2019 Data
The CFPB has released its second set of HMDA analyses from the 2019 data. While there are many ways the data could be sliced and diced, this analysis looked at who is making the bulk of open-end originations, the difference in credit scores between conventional and FHA borrowers, and the relative loan-to-value and debt-to-income ratios between minority and non-minority borrowers. [8/28/20]